Milk 'n' Honey Bread

1 cup milk
2/3 cup honey
1/4 cup butter or margarine
1 1/2 cups all-purpose flour
1 cup whole wheat flour
1/2 cup wheat germ
1/2 cup chopped walnuts, toasted (optional)
1 tablespoon baking powder
1/2 teaspoon salt

Preheat oven to 325 degrees F.

In a saucepan or microwave-safe bowl, combine milk, honey and butter. Heat just until the butter is melted. Cool for 10 minutes. In a bowl, combine the remaining ingredients; stir in milk mixture just until combined.

Pour into a greased 9  x 5-inch loaf pan. Bake for 1 hour or until a wooden pick inserted near the center comes out clean. Cool for 10 minutes before removing from the pan to a wire rack.

Serve warm.

Nutritional Analysis: One slice; (prepared with skim milk and reduced-fat margarine and w/o nuts) equals: 145 calories, 206 mg sodium, trace cholesterol, 29 gm carbohydrate, 4 gm protein, 2 gm fat